How to Make a Friends and Family Payment with PayPal: A Detailed Guide

PayPal offers a convenient way to send money to friends and family without any fees when using a linked bank account or PayPal balance. The Friends and Family option is designed for personal transactions, not for purchasing goods or services. Follow these steps or watch the video below to make a Friends and Family payment through PayPal:

Step 1: Log In to Your PayPal Account

• Access PayPal: Visit the PayPal website or open the PayPal mobile app. Enter your email address and password to log in to your account.
• Two-Factor Authentication (if enabled): You may be prompted to verify your identity via a code sent to your phone or email.

Step 2: Navigate to the “Send & Request” Tab

• Find the Option: Once logged in, locate the “Send & Request” option at the top of the page or in the app menu.
• Select “Send Money”: Click on “Send Money” to initiate the payment process.

Step 3: Choose the Recipient

• Enter Recipient’s Information: Input the recipient’s email address or mobile phone number linked to their PayPal account. If the person doesn’t have a PayPal account, they will be prompted to create one to receive the funds.
• Verify Recipient Details: Double-check that the email or phone number entered is correct to ensure the payment goes to the intended person.

Step 4: Select the “Sending to a Friend” Option

• Friends and Family Option: PayPal will ask if you’re making a payment for goods and services or sending money to friends and family. Choose the “Sending to a Friend” or “Friends and Family” option.
• Understand the Fees: If you’re paying with a credit or debit card, there may be a small fee. However, using a linked bank account or PayPal balance to fund the transaction is usually free for Friends and Family payments.

Step 5: Enter the Payment Amount

• Specify the Amount: Input the amount of money you wish to send. PayPal will display the currency you are using, which can be changed if needed.
• Add a Note (Optional): You have the option to add a note to the payment, such as a reason for the transfer or a personal message.

Step 6: Review and Confirm the Payment

• Review Details: Before sending, carefully review the recipient’s information, payment amount, and funding source (bank account, PayPal balance, or credit/debit card).
• Confirm and Send: Once everything is correct, click “Next” or “Send” to complete the transaction.

Step 7: Monitor Payment Status

• Notification: You and the recipient will both receive notifications once the payment is completed. If the recipient doesn’t have a PayPal account, they’ll be notified to set one up to claim the funds.
• Payment History: You can check the status of your payment in the “Activity” section of your PayPal account. This will show all recent transactions, including Friends and Family payments.

How to Make a Payment with Cash App: A Detailed Guide

Cash App is a popular mobile payment service that allows you to send and receive money quickly and easily. Whether you’re paying a friend back for dinner or sending money to a family member, Cash App makes the process straightforward. Here’s how you can make a payment with Cash App:

Step 1: Download and Set Up Cash App

• Download the App: If you haven’t already, download Cash App from the App Store (for iOS users) or Google Play Store (for Android users).
• Create an Account: Open the app and follow the prompts to create an account. You’ll need to enter your mobile number or email address and link a debit card or bank account to fund your payments.
• Verify Your Account: Cash App may require you to verify your identity by providing additional information, such as your full name, date of birth, and the last four digits of your Social Security Number.

Step 2: Add Funds to Your Cash App Balance

• Add Money to Cash App: You can add money to your Cash App balance from your linked bank account or debit card. While this step is optional (you can pay directly from your linked account), it can make transactions faster.
• Enter the Amount: To add funds, go to the “Banking” tab, tap “Add Cash,” enter the amount you want to add, and confirm.

Step 3: Start a Payment

• Open the Payment Screen: To begin making a payment, tap the dollar sign “$” icon at the bottom center of the app.
• Enter the Amount: Type in the amount you want to send.

Step 4: Choose a Recipient

• Enter Recipient’s Information: After entering the amount, tap “Pay” and enter the recipient’s $Cashtag, email address, or phone number. The $Cashtag is a unique identifier for each Cash App user.
• Verify Recipient Details: Ensure that the recipient’s details are correct to avoid sending money to the wrong person.

Step 5: Add a Note (Optional)

• Include a Memo: You can add a note or memo to specify what the payment is for. This is optional but helpful for record-keeping or clarity for the recipient.

Step 6: Select Payment Method

• Choose Funding Source: Cash App will automatically use your Cash App balance if it’s sufficient. If not, it will use your linked bank account or debit card. You can select your preferred payment method before confirming the payment.

Step 7: Confirm and Send Payment

• Review Details: Double-check the payment amount, recipient information, and funding source.
• Send Payment: Once you’re sure everything is correct, tap “Pay” to send the money. The transaction will be completed instantly or within a few minutes.
• Notification: You and the recipient will both receive notifications once the payment is sent.

Step 8: Track Your Payment

• Check Payment Status: You can view the status of your payment in the “Activity” tab of the app. This section will display all your recent transactions, including pending and completed payments.

 

 

 

How to Make a Payment with Western Union Online

Step 1: Sign Up or Log In

1. Visit the Website: Go to the Western Union website.
2. Create an Account: If you don’t have an account, sign up using your email address and create a password. If you already have an account, log in with your credentials.

Step 2: Start a Money Transfer

1. Select “Send Money”: Click on the “Send Money” link on the homepage.
2. Enter Transfer Details: Choose the destination country and enter the amount you want to send. Select how your recipient would like to receive the money (e.g., cash pick-up, bank account, or mobile wallet).

Step 3: Enter Recipient Information

1. Provide Recipient Details: Enter the recipient’s name and address. If sending to a bank account, provide the bank details.

Step 4: Choose Payment Method

1. Select Payment Method: Choose how you want to pay for the transfer (e.g., credit/debit card, bank account).
2. Review Fees: Be aware of any fees associated with your chosen payment method.

Step 5: Review and Send

1. Review Transfer Summary: Double-check all the details to ensure accuracy.
2. Confirm and Send: Click “Send” to complete the transaction. You will receive a confirmation email with a Money Transfer Control Number (MTCN) to track your transfer.

How to Make a Payment with Western Union In Person

Step 1: Find a Western Union Location

1. Search for a Location: Use the�Western Union location finder to find a nearby agent location.

Step 2: Prepare Required Information

1. Bring Identification: Take a valid government-issued ID (e.g., driver’s license, passport).
2. Recipient Information: Have the recipient’s name and address, and if sending to a bank account, their bank details.

Step 3: Visit the Agent Location

1. Go to the Counter: Inform the agent that you want to send money.
2. Provide Details: Give the agent the recipient’s information and the amount you want to send.

Step 4: Choose Payment Method

1. Pay for the Transfer: You can pay with cash or a US bank-issued debit card.

Step 5: Complete the Transaction

1. Receive MTCN: After completing the payment, you will receive a receipt with a Money Transfer Control Number (MTCN).
2. Track the Transfer: Use the MTCN to track the status of your transfer online or through the Western Union app.